How To Pay Your Credit Acceptance Loan

If you have an auto loan through Credit Acceptance, you have a number of options to make your monthly payments. You can pay:

  • Online: Paying online is free only if you sign up for automatic payments. However, you can also make a one-time payment online that will charge you an extra fee.
  • By Mail: Send your payment to the following address: Credit Acceptance, P.O. Box 551888, Detroit, MI 48255-1888
  • By Phone: Note that there is a $3.95 fee to pay by phone using the automated system, or a $9.95 fee if you pay through a live representative. The phone number for payments is 800-634-1506.
  • In Person: If you are in the immediate area, you can pay with no extra fee at the Credit Acceptance office at 25505 West 12 Mile Road, Southfield, MI. If not, you can pay in person at CheckFreePay locations (for a $5 fee) or at MoneyGram locations ($7.99 fee) or at Western Union locations ($8.50 fee).